David Smith
Adviser, Proprietor
Adv Dip FS(FP), SSA. SMSF Specialist Advisor^TM GAICD

David arrived in Darwin in 1969 and graduated as a Financial Planner in 2002. His previous work experience included salaries and payroll, mortgage lending, and real estate sales.

With 17 years financial planning experience, he specialises in providing advice to Business Owners, SMSF Trustees, Pre‐retirees and Retirees. He is a committee member of the NT Chapter of the Financial Planning Association of Australia, and a past Chair of the NT Chapter of the Self‐Managed Super Funds Association of Australia. He is also a graduate member of Australian Institute of Company Directors and is registered with the Tax Practitioners Board as a Tax (Financial) Adviser. He is an SMSF Specialist Advisor, and holds an Advanced Diploma in Financial Services (Financial Planning).

Max Brown.
Client Services Manager

Max joined Frost Financial Planning in March 2020.

A proud Territorian, having completed all of his schooling in Darwin, Max attended RMIT in Melbourne and completed a Bachelor of Business with a major in Financial Planning.

He has worked in Financial Planning businesses in Darwin and Brisbane, and is one of the new generation of qualified, financial planning professionals.

He currently manages the Client Services program in preparation for completing his Professional Year.

People providing financial services need to hold an Australian Financial Services License from the Australian Securities and Investments Commission – ASIC.

RI Advice Group Pty Ltd, ABN 23 001 774 125 (RIAG) holds Australian Financial Services License number 238429. RIAG authorises Frost FP to provide advice under that license. RIAG provides important services to our business. The diagram illustrates our relationship.

In addition to complying with all relevant laws, Frost FP is also obliged to adhere to the professional standards developed by RIAG. These standards exceed the standards imposed by legislation. RIAG conducts an annual audit of the Frost FP office to ensure that these standards are being maintained. Our Financial Services Guide outlines the services that we are authorised to provide. You can download a copy here.